About Cashflow Rentals

By Foreign Investors For Foreign Investors

Founded by overseas investors who've done it themselves.

Cashflow Rentals is a husband-and-wife business built on our first-hand experience purchasing and managing 120+ U.S. rental properties from overseas since 2016. But our journey has not always been straighforward...

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✓ Experienced Foreign Investors
✓ 120+ Properties Purchased
✓ $5.5M in Foreign National Financing Secured
✓ Bilingual Team
Our Story

Built by Foreign Investors, for Foreign Investors

Cashflow Rentals was founded by David and Jo, a husband-and-wife team who have spent more than a decade investing in U.S. real estate as overseas investors themselves.

Like many of our clients, we started our journey looking for a way to build long-term wealth through U.S. rental property. Along the way, we experienced both the successes and the challenges that come with investing in real estate from another country.

Since 2016, David has personally purchased 120+ rental properties across multiple U.S. markets. During that time we have lived in, and managed, our portfolio from Australia, Europe, and Latin America.

David and Jo Garner, co-founders of Cashflow Rentals, in their office
David and Jo Garner, Cashflow Rentals

We have navigated multiple U.S. housing markets, financing challenges, renovations, difficult tenants, market cycles, and the countless decisions that come with building a real estate portfolio and managing it remotely.

Those experiences shaped the investment philosophy we follow today, and which we encourage our clients to replicate. Rather than chasing unrealistic returns or speculative high-risk projects, we focus on high-quality properties, conservative deal underwriting, and thorough due diligence, with long-term ownership and wealth creation in mind from day one.

We created Cashflow Rentals because we saw a need for a different approach. One that combines real-world investing experience with honest guidance, transparency, and ongoing support.

Our Investment Philosophy

Our Mission

"To help foreign investors build wealth safely and remotely through U.S. real estate."
Our Philosophy

Why We Invest Differently

If you've spent any time researching U.S. real estate investing, you've probably seen plenty of sellers promising exceptionally high returns. In most cases, these opportunities are based on buying the cheapest properties possible, often in very challenging neighborhoods.

We learned this lesson the hard way. By 2022, we had scaled to over 120 rental properties. On paper, it looked like a huge success. In reality, a large part of that portfolio eventually turned cash flow negative. Tenant turnover, constant repairs, and properties we could never quite get ahead of pushed us to the point of nearly losing everything we'd built.

We made the decision to sell. Across the portfolio as a whole, we lost money. We're not going to pretend otherwise.

What we kept, and rebuilt around, was a small number of properties that had quietly been performing well the entire time, with better neighborhoods, better renovations, and better tenants. That became the foundation of our strategy today.

Successful long-term investing isn't about chasing the highest projected return. It's about owning quality assets that produce reliable results in the real world.

Our Investment Criteria

Fully Renovated, Low Maintenance Properties

Move-in ready with minimal immediate CapEx risk.

Conservative Underwriting

We model realistic returns, not best-case projections.

Stable Neighborhoods with Strong Rental Demand

Quality locations that attract quality tenants.

Professional Property Management

Vetted local managers with proven track records.

Extensive Tenant Screening

Thorough qualification to minimize vacancy and turnover.

Independent Inspections & Appraisals

Third-party verification on every property we recommend.

Predictable Long-Term Financing

30-year fixed DSCR loans available to foreign nationals.

Long-Term Ownership Mindset

We build portfolios, not quick flips.
Choose Your Path

Two ways to get started

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  • Fully renovated, cash flowing rentals
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  • Guided end to end, fully remote
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The Foreign Investor Starter Kit

  • Plain-English guides and checklists
  • Free calculators to run the numbers
  • Learn the ropes, no pressure
Download the Starter Kit
The People Behind Cashflow Rentals

Meet the Founders

A husband-and-wife team with a shared passion for real estate, entrepreneurship, and helping others achieve financial freedom through investing.

David Garner, General Manager and Co-Founder of Cashflow Rentals
General Manager & Co-Founder

David Garner

British Investor

David is a British investor who has been actively investing in U.S. real estate since 2016. He currently co-owns a portfolio of 30 rental properties across multiple U.S. markets.

He has hands-on experience in acquisitions, due diligence, renovations, property management, and private lending. Having personally navigated the challenges of investing remotely as a foreign national, David now helps other international investors build U.S. property portfolios with greater confidence and support.

Jo Garner, Operations Manager and Co-Founder of Cashflow Rentals
Operations Manager & Co-Founder

Jo Garner

Australian-Argentinian Investor

Jo is an Australian-Argentinian investor who has lived and worked across four countries and three continents. She holds a Master's Degree in Coaching Psychology from the University of Sydney.

Jo brings more than 15 years of experience in organizational development, project management, and client support. Alongside David, she co-owns a U.S. rental property portfolio and oversees investor communications, operations, and client experience.

Cashflow Rentals FAQ

Questions About Cashflow Rentals

Common questions about who we are, how we invest, and how we help foreign investors buy U.S. rental property.

Who founded Cashflow Rentals?

Cashflow Rentals was founded in 2024 by David and Jo Garner, a husband-and-wife team of overseas investors. David began investing in U.S. real estate in 2016 and Jo joined in 2018. David has personally purchased and managed more than 120 U.S. rental properties. David is British and Jo is Australian-Argentinian. They have managed their portfolio while living in Australia, Europe, and Latin America.

How many U.S. rental properties does David Garner own?

David Garner owns a portfolio of approximately 30 rental properties across multiple U.S. markets as of 2026. He has personally purchased and managed more than 120 U.S. rental properties in total since 2016 as a foreign national investor.

What is Cashflow Rentals' investment philosophy?

Cashflow Rentals focuses on fully renovated, low-maintenance properties in stable neighborhoods with strong rental demand. Their strategy emphasizes conservative deal underwriting, professional property management, independent inspections and appraisals, predictable long-term financing, and long-term ownership, rather than chasing the highest projected returns or speculative value-add projects.

Is Cashflow Rentals a real estate broker?

No. Cashflow Rentals is a consultancy company and does not act as a real estate broker. They provide guidance, support, and access to their network to help foreign investors navigate the U.S. real estate market.

How does Cashflow Rentals help foreign investors?

Cashflow Rentals provides end-to-end support for foreign nationals investing in U.S. rental properties. Services include sourcing fully renovated properties across the U.S. Midwest; arranging foreign national DSCR mortgage financing; assisting with U.S. LLC setup; coordinating independent inspections and appraisals; guiding buyers through remote closing; and providing ongoing property management and client support after purchase.

Where is Cashflow Rentals based?

Cashflow Rentals is operated remotely by co-founders David and Jo Garner, who are currently based in Brazil. As foreign investors themselves, they manage both their personal U.S. rental portfolio and their client services entirely remotely, demonstrating that overseas investors can successfully own and manage U.S. real estate without being physically present in the United States.